cust.co / Compare / nCino vs Riskified

nCino vs Riskified - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino leads by +7pp on latest NRR (112% vs 105%).

NRR over time

93%99%106%113%119% FY2024-Q4FY2025-Q4FY2026-Q4FY-2024FY2026-Q2 NRR nCino Riskified nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 112% Riskified - FY2024-Q4: 96% Riskified - FY-2025: 105% Riskified - FY2025-Q4: 105% Riskified - FY-2024: 96% Riskified - FY2025-Q1: 100% Riskified - FY2026-Q2: 105%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino Riskified
Latest NRR 112% 105%
All-time peak NRR 116% 105%
All-time low NRR 106% 96%
QoQ change +0pp +0pp
YoY change +6pp +9pp
3-year change - -
Disclosures tracked 6 6

Customer cohorts

MetricnCinoRiskified
Total customers 1,500 -
Over $100K ARR 549 -
Over $1M ARR 105 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.4% 54%

Commercial structure

MetricnCinoRiskified
Total RPO $1.4B -
Current RPO (12mo) $797M -
Multi-year contracts - 50%
Avg contract length - 24 mo
Subscription rev mix 89.1% -
New customers added 6 -

Post-sales motion

MetricnCinoRiskified
CS team size - -
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence multi-year multi-year
CSM coverage model hybrid account-named
Top customer exec Joaquin De Valenzuela -

How does your NRR stack up?

Compute yours in 30 seconds. Get a live retention report showing where you stack up, your expansion gap, and which public companies sit closest to your numbers.