cust.co / Compare / nCino vs Grab Holdings

nCino vs Grab Holdings - NRR head-to-head

Side-by-side Net Revenue Retention comparison sourced from SEC filings and earnings releases. Both compete in Fintech SaaS. Both at Public stage.

nCino (NCNO)
112%
FY-2026 · Fintech SaaS
vs
Grab Holdings (GRAB)
98%
FY-2023 · Fintech SaaS
nCino leads by +14pp on latest NRR (112% vs 98%).

NRR over time

88%96%104%112%120% FY2024-Q4FY-2025FY2025-Q4FY2026-Q3FY2026-Q4FY-2026FY-2022FY-2023 NRR nCino Grab Holdings nCino - FY2024-Q4: 106% nCino - FY-2025: 106% nCino - FY2025-Q4: 106% nCino - FY2026-Q3: 116% nCino - FY2026-Q4: 112% nCino - FY-2026: 112% Grab Holdings - FY-2022: 92% Grab Holdings - FY-2023: 98%

nCino hit a higher all-time peak (116% in FY2026-Q3).

Stat-by-stat

Metric nCino Grab Holdings
Latest NRR 112% 98%
All-time peak NRR 116% 98%
All-time low NRR 106% 92%
QoQ change +0pp +6pp
YoY change +6pp -
3-year change - -
Disclosures tracked 6 2

Customer cohorts

MetricnCinoGrab Holdings
Total customers 1,500 44,000,000
Over $100K ARR 549 -
Over $1M ARR 105 -
Top-10 concentration - -
Average ACV - -
US revenue mix 77.4% -

Commercial structure

MetricnCinoGrab Holdings
Total RPO $1.4B -
Current RPO (12mo) $797M -
Multi-year contracts - -
Avg contract length - -
Subscription rev mix 89.1% -
New customers added 6 -

Post-sales motion

MetricnCinoGrab Holdings
CS team size - -
Customers per CSM - -
Pricing model hybrid hybrid
Renewal cadence multi-year monthly
CSM coverage model hybrid hybrid
Top customer exec Joaquin De Valenzuela -

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